Underwriting Specialist or Executive Underwriter - Energy Property

Zurich Insurance Company Ltd. • Full-time • Houston, TX, United States, TX, United States • 2d ago

Zurich is currently looking to hire a Underwriting Specialist or Executive Property Underwriter to join the team in Houston, TX.

The Energy Property Underwriter will analyze and underwrite highly complex new and renewal business, under minimal direction, utilizing The Zurich Way of Underwriting Framework as a subject matter expert, ensuring a high-level service to customers. As a Senior Underwriter you will serve as a leader and mentor to the team offering technical guidance on key coverage issues and forms. In this role you will handle Texas and will be tasked with building strong broker relationships. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers across the regions.

Zurich’s Energy group provides comprehensive energy risk solutions, risk engineering services and claims support tailored to the individual needs of oil and gas, petrochemical, natural resources, mining and power generation customers virtually worldwide.

Responsibilities include:

Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
Using a disciplined approach to exposure evaluation, risk assessment and pricing
Using risk insights, data and models to drive informed decisions at point of sale
Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
Working within broad limits and authorities on highly complex assignments
Develop, maintain & collaborate with Line of Business representatives on referrals and other business-related needs, as appropriate.
May provide guidance to lower-level associates.
Supports the sales culture by being a Help Point for agents, brokers, and customers.
Proactively seek renewal and new account opportunities.
Complete detailed opportunity assessment with key distributors to identify growth opportunities
Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
Make broker/customer and on-sight calls with a planned and well-prepared purpose

This role will be filled at either the Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Underwriting Specialist Basic Qualifications:

High School Diploma or Equivalent and 3 or more years of experience in the Underwriting, or market facing area including brokerage experience in the Energy and Property Insurance industry.
OR
High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR
Zurich approved Apprenticeship program including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
OR
Zurich approved Apprenticeship program including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
AND
Knowledge of line/s of business and the legal and regulatory guidelines
Knowledge of time restraints for quotes on new and renewal business

Executive Underwriter Basic Qualifications:

High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
OR
High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
OR
Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
OR
Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
AND
Knowledge of Microsoft Office
Experience working on time restraints for quotes on new and renewal business
Experience working in a team environment

Preferred Qualifications both levels:

Bachelor’s Degree
Knowledge of Energy, Power Generation, and Oil/Gas/Chemical operations are preferred.
Established broker relationships in the energy space
Superior skills in relationship building, active listening, needs analysis, and win-win negotiating.
Sales execution mindset

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $79,600.00 - $172,400.00. The proposed salary range for the Underwriting Specialist is $79,600.00 - $130,400.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $105,300.00 - $172,400.00, with Global Specialty Incentive Plan bonus eligibility set at 30%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.